✨ CREDIT CONSULTATIONS ✨ Emailed Consultations are included FREE with every package purchase! 💕💳 Unsure which package is right for you? Get a consultation BEFORE you buy: • 💌 Emailed Consultation — $20 • 📞 Phone Consultation — $50 📌 How the Emailed Consultation Works: This option is for an Emailed Credit Consultation. 1. Check Your Inbox: Within 3 business days of your purchase, you will receive an email requesting your account details so I can securely review your credit profile. 2. Provide Your Access Details: To pull and analyze your report, I will need your login details for: • Experian: Username, Password, 4-digit PIN, and Security Answer (found in your Experian settings). • Credit Karma: Username and Password. 3. Receive Your Strategy: I will deep-dive into your report and email you a personalized, comprehensive credit analysis. 🛑 What We Can Remove: We can target and dispute all negative account types (collections, charge-offs, late payments, bankruptcies, etc.). The {only} accounts we do not touch unless directed: • Open Credit Cards: We strictly do not touch active, open credit cards unless you explicitly direct us to do so. Disputing an open account carries a high risk that the lender will permanently close your card. If you understand and accept this risk, we can include them in your dispute plan.